Explore Oracle FLEXCUBE Universal Banking’s features
Build, expand, and scale offerings
Accelerate time-to-market and efficiently roll out tailor made offerings.
Comprehensive product portfolio
Quickly launch and manage a range of banking products, including current accounts, savings accounts, fixed deposits, recurring deposits, small savings, secured consumer loans, unsecured consumer loans, and overdrafts.
Centralized product administration
Easily manage large and complex portfolios of products and offerings. Centrally define and manage product configurations using rules, workflows, pricing structures, and other parameters to accelerate time to market and scale efficiently across the banking enterprise.
Extensive parameterization
Leverage granular parameterization to define and configure a wide range of tailor-made products and offerings with specific attributes, features, and rules for diverse customers and markets.
Streamlined interest and charges
Automate the calculation and application of interest and charges. Easily configure interest rules and charge structures to cater to specific product requirements and customer segments.
Flexible pricing
Roll out various pricing models, including fixed fees, tiered pricing, percentage-based charges, and relationship-based pricing. Define complex pricing rules based on various factors such as the customer segment, product type, transaction volume, and relationship history.
Key benefits
01Establish competitive advantages
Maximize business agility, drive innovation, and capitalize on market opportunities. Diversify and scale business lines efficiently.
Learn from banking innovators
Gulf Bank leverages FLEXCUBE to drive business growth and optimize operations
02Optimize TCO
Streamline operations, optimize performance, and lower costs. Leverage multiple deployment options and operating models.
03Leverage the cloud
Leverage Oracle FLEXCUBE on Oracle Cloud Infrastructure, and take advantage of lower operating costs, enhanced availability, and security.
Deploy on Oracle Cloud Infrastructure
Unico Housing Finance leverages FLEXCUBE on Oracle Cloud Infrastructure
Find resources and more
Oracle Named a Leader in 2025 Gartner® Magic Quadrant™ for Global Retail Core Banking
Oracle has been recognized as a top core banking platform provider by Gartner with its complete retail banking solution suite that provides next-evolution capabilities from a modern core to comprehensive business processes to an intuitive and engaging digital experience.
You may also be interested in
Oracle Banking Origination
Deliver streamlined, frictionless onboarding and originations.
Oracle Banking Branch
Transform branch engagement and deepen customer relationships.
Oracle Banking Digital Experience
Offer engaging digital customer experiences across channels.
Oracle Banking Payments
Optimize payments with a unified payment processing platform.
Get started with Oracle FLEXCUBE Universal Banking
Watch our webcasts
Discover live and on-demand webcasts that explore financial services topics in depth.
Subscribe
Keep up with the latest trends across the financial services landscape.
Contact sales
Talk to a team member about Oracle solutions for financial services.